Teachers As Adult Learners Personal Financial Literacy Presented by Fidelity Investments and the Texas Council on Economic Education Audience: K-12 grade teachers responsible for teaching personal financial literacy through Economics, CTE, Social Studies, and math courses. The training will also provide support for those teaching the new CTE financial mathematics and social studies PFL courses. Trainers: Fidelity Investment experts, Texas Council on Economic Education Center Directors: Steve Cobb, Ph.D. and Susan Doty, MBA Location: Fidelity Investments One Destiny Way Westlake, TX 76262 Time: 8:00 AM – 4:30 PM Date: January 26, 2017 (Bad weather make up day – 2/09/17) Credits…
Steve Liesman, CNBC’s Senior Economics Reporter, emceed the Council for Economic Education’s National Economics Challenge championship rounds in NYC. The Challenge was aired on CNBC.com, CNBC’s Power Lunch, Squawk Boxand was featured on PBS’s Nightly Business Report. Here are highlights from the coverage: PBS’s Nightly Business Report highlighted the Challenge and winning teams. View Video >>> CNBC.com and MSN.com: Winners of the National Economics Challenge. View Video >>> Huffington Post and Yahoo! Finance shared the National Economics Challenge Finals, Adam Smith Division, Round 2. View Video >>> CNBC traveled to Carmel, Indiana to meet the Carmel High School Team. The segment showcased how the students’ prepped for…
Be the Change
Give Change to Make A Difference in the lives of 5,000,000+ Texas students.
Texas and U.S. Problems:
- 54% of Texans broke even or spent more than their annual income
- 33% of Texans used a form of non-bank borrowing
- 49% of Texans have an emergency fund
- 27% of Texans have a fundamental level of financial knowledge
- $1.2 trillion is the national student college loan debt
- 60% of Texas students are on the Free and Reduced Lunch Program
TCEE Provides Solutions:
- Educate Teachers
- Empower Students
- Build Financial Capability & Capacity
- Construct a Stronger Texas
TCEE is one of the few organizations that provides the financial literacy and economic education teacher training and student programs that support the Texas standards.
Study after study shows that many Americans continue to lack even a basic understanding of economic and financial concepts, and the consequences on American’s financial state are dire.
Students CAN learn economics and financial concepts if their teachers know economics and how to teach it. (Council for Economic Education
A 2015 FINRA study determined that students exposed to economic and financial education are more likely to display positive financial behaviors. Texas, having mandated that students are to take economics and financial literacy, has seen the severe delinquency rates for those students receiving the education declined by … 6%, and credit scores increased by 5%. (FINRA Study)
The Texas Council on Economic Education
Solutions Support the Following CRA Guidelines
§.12(i)—3: What are examples of community development services?
Establishing school savings programs or developing or teaching financial education or literacy curricula for LMI individuals.
§.12(g)(2)—1: Community development includes community services targeted to low-or moderate-income individuals. What are examples of ways that an institution could determine that community services are offered to low- or moderate-income individuals?
A1. Examples of ways in which an institution could determine that community services are targeted to low or moderate-income persons include, but are not limited to:
- The community service is targeted to the clients of a nonprofit organization that has a defined mission of serving low- and moderate-income persons, or because of government grants, for example, is limited to offering services only to low- or moderate-income persons.
- The community service is conducted in low- or moderate-income areas and targeted to the residents of the area.
- The community service is a clearly defined program that benefits primarily low- or moderate-income persons, even if it is provided by an entity that offers other programs that serve individuals of all income levels.
The community service is provided to students or their families from a school at which the majority of students qualify for free or reduced-lunch price meals under the U.S. Department of Agriculture’s National School Lunch Program.
To help all students develop an economic way of thinking and problem solving useful in their lives as knowledgeable consumers, prudent savers, informed investors, workforce members, responsible citizens, and global economy participants.
The U.S. as a nation of citizens who have the knowledge and skills to make sound, informed economic decisions.
The Texas Council on Economic Education
- teaches teachers
- who teach students
- who are the future of TEXAS.
John Anderson, TCEE Board Member